When considering your application, we look to answer two simple questions: “can you afford the payments?”, and “will you make the payments?”

Can you afford the payments?
We want to see that you can “easily afford” the monthly payment.  You should have sufficient income to pay your current living expenses as well as the monthly payment for your flight training.  While we welcome new business, we do not want to overburden you financially.

Will you make the payments?
Flight training financing is not secured like car financing or home mortgages.  You pay us back because you have promised to.  If you have gone through financial difficulties but have since resolved these issues, we see that as a very good thing.  However, if you have unresolved delinquencies or defaults, or seem overburdened with debt, it is unlikely we will approve your application.