Are lower interest rates available?

Our Preferred Customer Interest Refund Program is a simple way for you to earn back up to 25% of your interest.  If you make all of your payments on time, the interest will be recalculated 3 percentage points lower than your contract rate and we will refund you the...

What are the interest rates?

Our contract interest rates range from 12%-18% depending on your qualifications.  Generally, the interest rate will be somewhat lower than you might pay on traditional credit card accounts.  The next FAQ explains how every student can obtain lower interest rates with...